Wednesday, August 24, 2011

We've got progress!

I know I posted about Fannie Mae actually paying to fix HVAC and the hot water heater! Who's excited!!! But, we got confirmation yesterday that the work on the AC unit, the condenser, has actually been replaced. They are supposed the be fixing/replacing the hot water heater this week as well. I can't believe all of this is actually happening for us. We can't wait to be in that area, have our own home, and start decorating. Ok, well Jay could care less about the decor...he is just ready for a master bedroom with a view of the 4th tee box! I'll keep yall updated, please keep us in your prayers!

Thursday, August 18, 2011

It's all about the benjamins....

We had to fill out all of our loan documents today in order to get our loan started. They need everything except your blood type and a hair sample. Goodness! I had to call down to Auburn and beg some sweet woman to send me an enrollment verification form to prove there was a reason for my unemployment in 2009...I was in school. We had to sign all of these forms proving that we lived in my parent's house rent free, one stating which addresses we have ever lived in, how long, and who owned them. We also sent over a letter explaining why AT&T checked my credit in May, proving that I didn't incur any long term debt becasue of that inquiry. I feel like if I sneeze I will need to sign a document stating why and prove that it didn't cost me any money. Yikes! However, even with all of the signing, Jay and I couldn't be happier that we are finally getting all of this started and are getting closer and closer to moving into our very first home!!! YAY!!

Tuesday, August 16, 2011

Finally Some Good News

Jay and I just found out that we are all set with our house!!! Fannie Mae is going to replace the hot water heater, and fix the hot water heater....without taking any of our closing cost money!!! I can't say it enough that God is so good. He has watched out for us along this entire journey, and all has worked out. We are still set to close on Sept 9th, and can't wait to officially be homeowners. We also found out that interest rates are even lower than when this whole process started. Saving us just a little more each month. Thanks so much for all of your support, we couldn't have done it without your prayers. We will keep you updated on any new developments along the road!

Fit for a Champion

Jay and I were able to go to the PGA Championship at Atlanta Athletic this past Saturday. It just happened to be mom's birthday last week, and she loves going to golf tournaments. Perfect timing! The entire family went. We had such a blast. All of my favorite players were paired almost back to back, so we were able to see everyone at once. It is truly amazing how good these guys are. It's obvious that they're good, I mean they are on the PGA tour. But it is hard to really tell how effortlessly they play the game without seeing them in person. I definitely wish my game was a fraction as good as theirs. My dad said this weekend, "Sure, I have those shots in my bag, but I have just never used them." I'm going to use that from now on! All in all, great weekend. I love spending time with family and friends!


Right after we first walked in. Had to stand in line forever, but totally worth it!


I think this was 8, but they all kind of ran together by the end of the day!


18 green behind us. Definitely gorgeous!


Hard to tell, but I was getting yelled at for taking a picture of Rickie Fowler! Love me some Rickie...especially in that lime green!

Monday, August 8, 2011

Rice Krispie Cupcakes

I had to try this recipe that I saw on Pinterest last week...I am pretty sure everyone has repinned this somewhere on one of their boards. I went to Kroger, not knowing that they actually carried strawberry marshmallows. I threw in a bag of pink marshmallows, 2 tbsp of butter and let it melt. Then I added 6 cups of Rice Krispie treats. This is what we ended up with....


B - E - A - utiful pink marshmallows before I added the Rice Krispies. 


I sprayed my muffin pan with some non-stick spray, then sprayed my entire left hand with the same spray. This ensured that will I was patting the treats down in the tray nothing stuck to me. 


You don't have to let them sit but 15 seconds before the form. I used a toothpick in order to pick them out of the tray easier. Didn't get any sticky anywhere. 


This is the creation I was finished with. I took all of the pink ones into work, and sent Jay with quite a few of them as well. I think that the strawberry icing was too sweet for the already pretty sweet rice krispie treats. I made some more for a friend's graduation party and used chocolate icing instead, those turned out quite a bit better. I guess you could always use vanilla icing and just color it pink if you are sticking with the pink theme. Either way, they were fun and tasted pretty good! 

One bag of marshmallows makes about 15 cupcake treats in a standard size cupcake pan. They would even be fun in a mini sized pan for tiny size treats!! 

Nightmare on Camden Glen

So....buying a foreclosure is a NIGHTMARE!!! If you read my last sporadically written post you would know that the seller's agent told us that Fannie Mae was planning on making some repairs to the home that made the home habitable. We just needed to write a formal request to go in the paperwork. Then, the seller's agent we had been dealing with left town for the weekend last Thursday. Some new chicky poo then told us that if we wanted those repairs then we would have to forego the closing costs they were giving us, our agent's bonus for closing before Oct 31st, and possibly pay more for the house. Well hello...for all that you can have your house back. Then today, our original contact at REO was back in the office. After 3 emails and several more attempted calls we had not heard back as of 3 pm. Today is our last day in due diligence, and we don't want to risk our earnest money to wait for her to email back. So, we went ahead and wrote up our termination paperwork, knowing their office closes at 5 everyday. As soon as we signed, Kay emailed it over. She then attempted the woman at REO one last time just to let her know that the termination of contract was in her inbox. She freaked out saying she had been working all day getting estimates for the things we were asking (that they told us) to be repaired. She said the HVAC system had already been approved for repair/replacement, and she was waiting to hear about the hot water heaters. She said she was simply waiting on a couple of signatures and we couldn't walk away now. She sent over the extension of due diligence paperwork, and we went from there.

So, Jay and I spoke 1000 times on the phone today going back and forth on whether or not to just walk. Buying a foreclosure is a headache. They want a response in 20 minutes and then leave you hanging for 5 days. Our agent asked us to trust her, saying she will get the answers to all of the things we had been asking, and then we would be able to make an informed decision on whether or not we want to walk. Not just a worn out decision.

I'm not going to lie, Jay has more faith in Fannie Mae than I ever could. I know that God has a plan for our home, I just don't know what it is at the moment. He has kept this alive the whole time, so hopefully we will have some answers this week. It's hard for me to put any trust in Fannie Mae....look who they are run by! Please just keep praying that God speaks to us this week and gives us some definite answers about what to do. All in all, it's a faith and patience game, we just need to sit tight and let both of those things go to work.

Nightmare on Camden Glen

So....buying a foreclosure is a NIGHTMARE!!! If you read my last sporadically written post you would know that the seller's agent told us that Fannie Mae was planning on making some repairs to the home that made the home habitable. We just needed to write a formal request to go in the paperwork. Then, the seller's agent we had been dealing with left town for the weekend last Thursday. Some new chicky poo then told us that if we wanted those repairs then we would have to forego the closing costs they were giving us, our agent's bonus for closing before Oct 31st, and possibly pay more for the house. Well hello...for all that you can have your house back. Then today, our original contact at REO was back in the office. After 3 emails and several more attempted calls we had not heard back as of 3 pm. Today is our last day in due diligence, and we don't want to risk our earnest money to wait for her to email back. So, we went ahead and wrote up our termination paperwork, knowing their office closes at 5 everyday. As soon as we signed, Kay emailed it over. She then attempted the woman at REO one last time just to let her know that the termination of contract was in her inbox. She freaked out saying she had been working all day getting estimates for the things we were asking (that they told us) to be repaired. She said the HVAC system had already been approved for repair/replacement, and she was waiting to hear about the hot water heaters. She said she was simply waiting on a couple of signatures and we couldn't walk away now. She sent over the extension of due diligence paperwork, and we went from there.

So, Jay and I spoke 1000 times on the phone today going back and forth on whether or not to just walk. Buying a foreclosure is a headache. They want a response in 20 minutes and then leave you hanging for 5 days. Our agent asked us to trust her, saying she will get the answers to all of the things we had been asking, and then we would be able to make an informed decision on whether or not we want to walk. Not just a worn out decision.

I'm not going to lie, Jay has more faith in Fannie Mae than I ever could. I know that God has a plan for our home, I just don't know what it is at the moment. He has kept this alive the whole time, so hopefully we will have some answers this week. It's hard for me to put any trust in Fannie Mae....look who they are run by! Please just keep praying that God speaks to us this week and gives us some definite answers about what to do. All in all, it's a faith and patience game, we just need to sit tight and let both of those things go to work.

Thursday, August 4, 2011

Inspection

First, thank you to everyone who has been sending prayers our way regarding our inspection. They were definitely heard! As you know, we had the house inspected on Monday, and were hoping that nothing major showed up on it. It has been sitting empty for a while, and things tend to malfunction after sitting empty that long. The inspector was amazing, and if you are ever in need you have to call HomeSafe. I will put the number at the bottom. They are very knowledgeable, and they come through the house with an infrared camera to make sure there aren't any leaks, and to show any potential areas where a leak has a higher probability of happening. But anyway, back to the actual inspection. They found that the heating and air don't work. Heat upstairs and AC downstairs. I guess we could always live upstairs during the summer and down during the winter...but really! The hot water heater also doesn't work. There are a couple of foundation cracks, which is normal for a house of this age, and no one seems to think this is a major issue. All in all, we are waiting to hear if Fannie Mae will pay for any of these repairs. The realty company representing them claims they had already planned to make some of them. However, they want us to issue an amendment asking for the things we think need to be fixed. They aren't going to fix anything we don't ask for...jokes on them cause we asked for everything and they can let us know what is on their list! So again, we are waiting to hear back from them. Keep praying...due diligence is up on Monday and we need them to make a decision by then. We also need to make a decision whether or not we should still pursue this house, because there are quite a few big items that need fixing! Come on Fannie Mae!!!!